Loan against property · Faridabad
Loan Lene Ka Sahi Tarika
Loan against property in Faridabad, from NIT houses to factory plots
Plenty of Faridabad families and factory owners have more value in a plot than in any bank account. A loan against that property raises a larger sum, over a longer tenure, than an unsecured loan usually can.
◆ ProperPaisa promise ◆
₹0 fee · Digital, doorstep if needed
Just your name and number. Your advisor calls you back on working days.
Loan against property in Faridabad, in 23 seconds
- A loan against property can raise a large amount, but lenders first read the title papers.
- ProperPaisa compares 60+ lenders on your papers and stays with you till disbursal.
- The lender takes the final decision on amount and rate.
What the video says
NIT mein purana ghar, sector mein plot, ya factory? Property ke against loan badi rakam dila sakta hai, par pehle title ke papers dekhe jaate hain. ProperPaisa aapke papers dekh kar 60+ lenders compare karta hai, aur disbursal tak saath rehta hai. Google pe search kariye, ProperPaisa Gurugram.
AI-generated video. ProperPaisa is a bank-authorised loan partner (DSA), not a lender. Approval, rate and fees are decided by the lender. T&C apply.
Loan against property at a glance
- Starting rate8.15%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 15 yrs
- Our fee₹0Paid by the bank
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Faridabad
Owners of homes in the HSVP sectors
A house or builder floor in Sectors 15, 16 or 21 with complete HSVP papers is the kind of security most lenders are comfortable with.
Industrial plot holders
A factory in Sector 24, 25 or 59 can fund an expansion or pay off costlier debt, once the authority's permission to mortgage is in place.
Families with older NIT or Old Faridabad property
Inherited houses here often come with long title chains. If every link is traceable, lenders will value them like any other property.
Good to know in Faridabad
- Lenders usually lend 50–70% of the market value they assess. Industrial and older property tends to sit at the lower end of that range.
- For an HSVP plot, keep the allotment letter, conveyance deed and no-dues certificate handy. A sale that was never recorded with HSVP can hold up the legal check.
- Industrial plots allotted by HSVP or HSIIDC generally need the authority's permission before a mortgage can be created. Start on it early, because it takes time.
- Copies of the chain documents can go to your advisor on WhatsApp, who then lines up the lender's valuation visit in Faridabad with you.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Faridabad
For Faridabad, your advisor works with you on phone and WhatsApp, shares each offer and follows up with the lender until disbursal. If you'd like to meet, our executive visits your home, shop or factory, and you're welcome at our Gurugram branch in Sector 48 off Sohna Road too. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Loan against property in Faridabad: questions
Will lenders accept a house in a colony that isn't regularised yet?
Very few will. Most want an approved layout and a clean sale chain. Your advisor can tell you early whether any lender fits your property, so you don't pay for a valuation that goes nowhere.
Can I take a loan against my Greater Faridabad flat?
Yes, once you have possession and the sale deed is registered in your name. Lenders don't usually offer LAP on a flat that's still under construction.
My unit sits on a leased industrial plot. Does that work?
It depends on the lease and the authority's terms. Lenders want to see that the allottee is allowed to mortgage the plot, so your advisor reads the allotment conditions before anything else.
What does ProperPaisa take out of the loan?
Nothing. The lender pays ProperPaisa as its partner, and nothing is deducted from your loan for us. Processing, legal and valuation charges are the lender's and are shown upfront.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.