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🪙 Silver or Gold Coin on disbursal — Personal, Business, Property and Home loans. Qualifying amounts vary.
Indicative published rates, not offers. Your rate depends on your profile and the lender.
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Loans Disbursed
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Bank Partners
₹0 Cr+
Amount Disbursed
2,000
Established
Why ProperPaisa
We go beyond rate tables — we compare offers across 25+ banks and NBFCs to find the best deal available on our panel.
Silver or Gold Coin on disbursal — Personal, Business, Property and Home loans. Qualifying amounts vary.
100% of the processing fee refunded — up to ₹7,670 on Personal Loans and Business Loans from ₹10 lakh; up to ₹10,840 on Home Loans from ₹50 lakh.
Compare interest rates, fees, and terms from India's top banks and NBFCs — SBI, HDFC, ICICI, Bajaj Finserv, and more — in one place.
Our loan executives collect your documents from your home or office at a time that suits you. No bank visits required.
Our Products
Compare rates from 25+ banks and get the best deal for your specific need.
Instant. No collateral.
Get funds for any personal need — wedding, travel, medical, or debt consolidation — without pledging any asset.
Starting from
9.75% – 18% p.a.
Low rates. Long tenure.
Finance your dream home with competitive rates from 25+ lenders. Tenures up to 30 years.
Starting from
7.15% – 9% p.a.
Grow your business.
Collateral-free loans for SMEs and self-employed individuals. Quick disbursal, minimal documentation.
Starting from
10.60% – 13% p.a.
Unlock your property value.
Use your residential or commercial property as collateral for a high-value loan at competitive rates.
Starting from
8.25% – 12% p.a.
New or used. Fast approval.
Drive your dream car with attractive financing options on new and pre-owned vehicles from all major lenders.
Starting from
8.5% – 14% p.a.
Rates are indicative and may vary based on applicant profile and lender discretion.
Live Data
Updated daily — indicative rates, subject to eligibility
| Bank / NBFC | Loan Type | Interest Rate | Processing Fee | Max Amount |
|---|---|---|---|---|
SB SBI | Home LoanBest for Govt Employees | 7.35% p.a. | 0.30%–0.50% | ₹50 Cr |
HD HDFC Bank | Home LoanLowest Rate | 7.15% p.a. | 0.30%–0.50% | ₹50 Cr |
SB SBI | Personal LoanBest for Govt. Employees | 10.5% p.a. | 0.5%–1% | ₹10 Cr |
IC ICICI Bank | Personal Loan | 10.15% p.a. | 0.5%–1% | ₹10 Cr |
AX Axis Bank | Loan Against Property | 8.25% p.a. | 1% | ₹10 Cr |
HD HDFC Bank | Business LoanInstant Approval | 10.6% p.a. | 0.5%–1% | ₹10 Cr |
Exclusive Offers
Qualifying loans carry two benefits — a coin on disbursal, and your processing fee back.
Silver or Gold Coin on disbursal — qualifying from ₹5 lakh on Personal Loans and Business Loans, ₹15 lakh on Loan Against Property and ₹30 lakh on Home Loans.
Silver coins are 999, gold coins are 24k. Weight rises with the loan amount.T&C apply.
Claim Gold Coin Now100% of the processing fee refunded — up to ₹7,670 on Personal Loans and Business Loans from ₹10 lakh; up to ₹10,840 on Home Loans from ₹50 lakh.
Claim Fee RefundHow It Works
Simple, transparent, and completely free of charge.
Share your loan type, amount, and basic details. Takes less than 2 minutes. No documents needed at this stage.
Our loan experts analyze your profile and match you with the best lenders from our 25+ bank panel — from SBI to Bajaj Finserv.
You get the best offer from our 25+ bank panel. Silver or Gold Coin on disbursal — Personal, Business, Property and Home loans. Qualifying amounts vary.
Our Partners
We partner directly with 25+ banks and NBFCs so you always get verified rates.
…and 12+ morebanks & NBFCs
Customer Reviews
5.0/5
from 12 Google reviews
“ProperPaisa got me a personal loan at 10.50% through SBI — I was about to accept a 15% offer from another agent. Their team even came to my home to collect documents. Outstanding service!”
Rajkumar S.
Railway Employee
Personal Loan • ₹10 Lakh • 10.50% p.a.
“I'd been researching credit cards for weeks. ProperPaisa analyzed my spending pattern and suggested the perfect card — lifetime free with great cashback. The entire process took just 3 days.”
Mahender Kumar
Sales Manager
Credit Card • Lifetime Free • High Cashback
“I was confused about the entire loan process. The ProperPaisa team guided me from improving my CIBIL score to selecting the right bank. They genuinely care about getting you the best deal.”
Rajesh T.
Government Teacher (MCD)
Personal Loan • Expert Guidance
Individual experiences. Rates obtained depend on each applicant's profile and lender policy.
Free Consultation
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