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🪙 FREE Gold Coin + 100% Processing Fee Refund on every loan
0+
Happy Customers
0+
Bank Partners
₹0 Cr+
Amount Disbursed
2,000
Established
Why ProperPaisa
We go beyond comparing rates — we make sure you get the best possible deal with exclusive perks you won't find anywhere else.
Receive a genuine gold or silver coin on every successful loan disbursement through ProperPaisa. Our signature gift to you.
We refund your entire processing fee on Personal Loans and Home Loans. Save ₹2,000 to ₹15,000 depending on your loan amount.
Compare interest rates, fees, and terms from India's top banks and NBFCs — SBI, HDFC, ICICI, Bajaj Finserv, and more — in one place.
Our loan executives collect your documents from your home or office at a time that suits you. No bank visits required.
Our Products
Compare rates from 30+ banks and get the best deal for your specific need.
Instant. No collateral.
Get funds for any personal need — wedding, travel, medical, or debt consolidation — without pledging any asset.
Starting from
9.75% – 18% p.a.
Low rates. Long tenure.
Finance your dream home with the lowest rates from 25+ lenders. Tenures up to 30 years.
Starting from
7.10% – 9% p.a.
Grow your business.
Collateral-free loans for SMEs and self-employed individuals. Quick disbursal, minimal documentation.
Starting from
10.50% – 13% p.a.
Unlock your property value.
Use your residential or commercial property as collateral for a high-value loan at competitive rates.
Starting from
8.25% – 12% p.a.
New or used. Fast approval.
Drive your dream car with attractive financing options on new and pre-owned vehicles from all major lenders.
Starting from
8.5% – 14% p.a.
Live Data
Updated daily — indicative rates, subject to eligibility
| Bank / NBFC | Loan Type | Interest Rate | Processing Fee | Max Amount |
|---|---|---|---|---|
SB SBI | Home LoanBest for Govt Employees | 7.35% p.a. | 0.30%–0.50% | ₹50 Cr |
HD HDFC Bank | Home LoanLowest Rate | 7.15% p.a. | 0.30%–0.50% | ₹50 Cr |
SB SBI | Personal LoanBest for Govt. Employees | 10.5% p.a. | 0.5%–1% | ₹10 Cr |
IC ICICI Bank | Personal Loan | 10.15% p.a. | 0.5%–1% | ₹10 Cr |
AX Axis Bank | Loan Against Property | 8.25% p.a. | 1% | ₹10 Cr |
HD HDFC Bank | Business LoanInstant Approval | 10.6% p.a. | 0.5%–1% | ₹10 Cr |
Exclusive Offers
Every loan disbursed through ProperPaisa comes with these exclusive benefits — no catch.
Receive a genuine gold or silver coin worth up to ₹15,000 on every successful loan disbursement. Value based on loan amount. T&C apply.*
* Coin value proportional to disbursed amount. Applicable on Personal, Home & LAP only.
Claim Gold Coin NowGet a complete refund of your processing fee on Personal Loans and Home Loans. Save ₹2,000 to ₹15,000 depending on your loan amount. No questions asked.
Claim Fee RefundHow It Works
Simple, transparent, and completely free of charge.
Share your loan type, amount, and basic details. Takes less than 2 minutes. No documents needed at this stage.
Our loan experts analyze your profile and match you with the best lenders — from SBI to Bajaj Finserv.
You get the lowest rate, fastest approval, and a guaranteed FREE Gold Coin on every successful disbursement.
Our Partners
We partner directly with 25+ banks and NBFCs so you always get verified rates.
…and 12+ morebanks & NBFCs
Customer Reviews
4.8/5
Rated on Google
“ProperPaisa got me a personal loan at 10.50% through SBI — I was about to accept a 15% offer from another agent. Their team even came to my home to collect documents. Outstanding service!”
Rajkumar S.
Railway Employee
Personal Loan • ₹10 Lakh • 10.50% p.a.
“I'd been researching credit cards for weeks. ProperPaisa analyzed my spending pattern and suggested the perfect card — lifetime free with great cashback. The entire process took just 3 days.”
Mahender Kumar
Sales Manager
Credit Card • Lifetime Free • High Cashback
“I was confused about the entire loan process. The ProperPaisa team guided me from improving my CIBIL score to selecting the right bank. They genuinely care about getting you the best deal.”
Rajesh T.
Government Teacher (MCD)
Personal Loan • Expert Guidance
Free Consultation
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