Diwali offer · till 10 Nov (Bhai Dooj)
Loan Lene Ka Sahi Tarika
This Diwali, don't settle for one bank's offer.
Your bank makes you one offer. We put your loan in front of up to 60+ banks and NBFCs — you compare and choose. You pay us ₹0.
- ₹0 fee — paid by the bank
- Offers side by side
- Documents collected from you
- Gold or silver coin*
See your Diwali offers
Four details, about 60 seconds. Your advisor calls and walks you through the offers.
Festive rush, one bank's offer?
In the festive season everyone is in a hurry — and the first offer is rarely the right one. One bank gives you one offer; ProperPaisa brings you several, matched to your profile.
Up to 60+ lenders, one file
60+ banks, HFCs and NBFCs for home loans and LAP · 25+ private banks and NBFCs for personal and business loans.
₹0 fee to you
The bank pays its authorised partner, just as it pays its own sales team.
No branch visits
Documents collected from you, and follow-up with the lender until disbursal.
On top of the right offer
Shubh bhi, smart bhi.
On qualifying loans, from ProperPaisa: a 24K Tanishq gold or 999 purity silver coin, and your processing fee back — up to a cap.
Coin by loan amount
Silver: 999 purity · Gold: 24K Tanishq
- Personal & business loan, OD limit₹5 lakh+ · 10g silver₹10 lakh+ · 20g silver₹20 lakh+ · 1g gold₹30 lakh+ · 2g gold₹50 lakh+ · 5g gold
- Loan against property₹15 lakh+ · 20g silver₹50 lakh+ · 1g gold₹1 crore+ · 2g gold₹2 crore+ · 5g gold
- Home loan₹30 lakh+ · 10g silver₹50 lakh+ · 20g silver₹70 lakh+ · 1g gold₹1 crore+ · 2g gold₹2 crore+ · 5g gold
On the disbursed amount. Eligible balance transfers carry the same coin as a new loan of that type; car loans are not covered. T&C apply.
After disbursal
Processing fee back — 100%, up to a cap
- Personal & business loan, OD limit: up to ₹7,670 on loans from ₹10 lakh
- Home loan: up to ₹10,840 on loans from ₹50 lakh
Eligible balance transfers included. Not on LAP or car loans. T&C apply.
What's on your Diwali list?
Three steps, no branch visit
- 1
Share four details
About 60 seconds, on this page.
- 2
Your advisor compares lenders
Offers matched to your profile, side by side — rate, fee and terms.
- 3
You choose
We collect documents from you and follow up until disbursal.
Lenders on our panel
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Happy customers
The right loan — and a gift to remember.
Real ProperPaisa customers, receiving their gift from their advisor after the loan was disbursed.
On qualifying loans, after disbursal: a 24K Tanishq gold coin or a 999 purity silver coin — the weight depends on your loan amount. The gift is from ProperPaisa; your lender is not involved.
See my offers →Tanishq is a trademark of Titan Company Ltd.; Kalyan Jewellers is a trademark of Kalyan Jewellers India Ltd. Coins are bought at retail. ProperPaisa is not affiliated with or endorsed by either company. T&C apply.
Diwali offer — questions
How does ProperPaisa earn if it is ₹0 for me?
ProperPaisa is a bank-authorised partner (DSA). The bank pays its authorised partner for bringing loans — just as it pays its own sales team. Our service is ₹0 for you.
Is the coin only for Diwali?
The 24K Tanishq gold or 999 purity silver coin and the processing-fee refund apply to qualifying loans, during Diwali and after it. The coin's weight depends on the loan type and the disbursed amount — see the table above. T&C apply.
When do I get the coin and the fee back?
After your loan is disbursed. Your advisor confirms whether your loan qualifies before you apply.
Will I get the loan before Diwali?
That depends on the lender and your documents. Apply early — your advisor collects documents from you and follows up with the lender until disbursal.
Does applying through ProperPaisa affect my CIBIL score?
Your file goes only to the lenders that fit your profile, instead of many separate applications — which protects your score.
Is Diwali, sahi faisla.
Don't stop at one offer. Share your number — your advisor compares lenders for you.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.