Home loan · Faridabad
Loan Lene Ka Sahi Tarika
Home loan in Faridabad, for new Neharpar flats and older sector homes
Most home buyers in Faridabad are weighing a new society flat across the Agra Canal against a builder floor in an older sector. Lenders view the two very differently, which is why comparing matters here.
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Home loan in Faridabad, in 22 seconds
- Lenders look at a new society flat and an older builder floor in different ways, so comparing matters.
- ProperPaisa finds the right home loan for your property across 60+ lenders.
- The lender takes the final decision on amount and rate.
What the video says
Neharpar mein naya society flat, ya purane sector mein builder floor? Lender dono ko alag nazar se dekhta hai, isliye home loan compare karna zaroori hai. ProperPaisa 60+ lenders mein aapki property ke hisaab se sahi home loan dhoondhta hai. Google pe search kariye, ProperPaisa Gurugram.
AI-generated video. ProperPaisa is a bank-authorised loan partner (DSA), not a lender. Approval, rate and fees are decided by the lender. T&C apply.
Home loan at a glance
- Starting rate7.20%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 crore
- TenureUp to 30 yrs
- Our fee₹0Plus processing fee refund up to ₹10,840 from ₹50 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Faridabad
Buyers in a new Greater Faridabad launch
Lenders fund under-construction flats only in projects they've approved, and Haryana RERA registration comes first. We find out which lenders have approved yours.
Builder-floor buyers in the central sectors
Floors in Sectors 15, 16, 21 and nearby are often sold one floor at a time on an HSVP plot. Lenders check the sanctioned plan and how your floor is registered.
First-time buyers on a mid-range budget
For loans up to ₹30 lakh, RBI rules let a lender finance up to 90% of the value, so the down payment can be smaller. Your eligibility still sets the final amount.
Good to know in Faridabad
- RBI's loan-to-value limits apply: up to 90% for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% above that. Stamp duty and registration are paid by you.
- For a resale HSVP property, lenders want the original allotment, the conveyance deed and the full chain of sale deeds. A missing link is the most common cause of delay.
- Floating-rate home loans for individuals carry no prepayment charges under RBI rules, so part-paying from a bonus costs you nothing extra.
- Already paying a home loan that looks expensive? A balance transfer is possible after 3 EMIs, and you can share the loan papers on WhatsApp from your Faridabad home.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Faridabad
For Faridabad, your advisor works with you on phone and WhatsApp, shares each offer and follows up with the lender until disbursal. If you'd like to meet, our executive visits your home, shop or factory, and you're welcome at our Gurugram branch in Sector 48 off Sohna Road too. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Home loan in Faridabad: questions
My builder in Greater Faridabad has a tie-up bank. Should I just take it?
It's convenient, not always cheaper. Compare the tie-up offer with two or three other lenders that have approved the same project before you sign the tripartite agreement.
Do lenders fund builder floors on HSVP plots?
Many do, provided the floor is registered separately in your name and the building matches the sanctioned plan. Lenders value individual floors differently, so offers can vary more than you'd expect.
How do I check a Faridabad project's RERA registration?
Faridabad projects come under Haryana RERA, and the registration number should be printed on the brochure and the agreement. You can verify it on the HRERA website, and we check it before applying as well.
Is ProperPaisa's help free for a home loan?
Yes, you pay us nothing; the lender pays us as its authorised partner. Lender fees such as processing and legal charges are shown before you commit.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.