Business loan · Faridabad
Loan Lene Ka Sahi Tarika
Business loan in Faridabad for engineering and auto-part units
A new CNC machine or a bigger order from a large buyer usually needs cash before anyone pays you. For Faridabad MSMEs with filed returns, an unsecured business loan can cover it without pledging the unit.
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Business loan in Faridabad, in 21 seconds
- A new CNC machine for a big order is often needed before the payment comes in.
- ProperPaisa compares 25+ lenders on your GST and ITR, at ₹0 fee to you.
- The lender takes the final decision on amount and rate.
What the video says
Faridabad mein Sector 24 ya Mathura Road pe engineering unit hai? Bade order ke liye nayi CNC machine, payment aane se pehle chahiye hoti hai. ProperPaisa aapke GST aur ITR dekh kar 25+ lenders compare karta hai, aapse koi fee nahi. Google pe search kariye, ProperPaisa Gurugram.
AI-generated video. ProperPaisa is a bank-authorised loan partner (DSA), not a lender. Approval, rate and fees are decided by the lender. T&C apply.
Business loan at a glance
- Starting rate10.60%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Faridabad
Suppliers in the auto-part chain
Units in Sectors 24, 25 and 58 that machine, cast or press parts for bigger vendors often need money for tooling the moment a new part is awarded.
Fabrication and sheet-metal shops
Job shops around the DLF Industrial Estate and Sector 59 that grew on word of mouth can borrow on their turnover once two years of ITR are on record.
Traders in NIT and Old Faridabad
Hardware, electrical, auto-spares and garment traders can fund a bulk purchase or a second outlet on the strength of GST returns and bank credits.
Good to know in Faridabad
- Lenders look for 2+ years in business, yearly turnover of ₹30 lakh or more and a CIBIL score of 700 and above, for the business and the people who run it.
- If your biggest customer pays in 60 or 90 days, let those receipts show clearly in the bank statement. Regular credits from a known buyer read as a strong sign.
- Running from a rented shed is fine. The loan is unsecured, so the lender judges your business numbers, not who owns the building.
- ITR, GST returns and 12 months' statements can be sent from your Faridabad unit on WhatsApp, so the shop floor doesn't stop for a bank visit.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Faridabad
For Faridabad, your advisor works with you on phone and WhatsApp, shares each offer and follows up with the lender until disbursal. If you'd like to meet, our executive visits your home, shop or factory, and you're welcome at our Gurugram branch in Sector 48 off Sohna Road too. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Business loan in Faridabad: questions
Do lenders treat a Faridabad auto-component unit differently?
Some lenders watch businesses tied to vehicle demand closely, so expect questions about your customer mix. A spread of buyers, rather than one supply chain, makes the file easier to approve.
My unit in IMT Faridabad started last year. Can I apply?
Most unsecured business loans need two years of trading history. Until then, a loan against a house or shop you already own is usually the more realistic route, and your advisor can check that for you.
Can one loan cover both a machine and raw material?
Yes, a business loan isn't tied to a single use. If the raw-material need repeats every month, though, an OD or CC limit usually works out cheaper because interest runs only on what you draw.
Is there any fee from ProperPaisa?
No. We're paid by the lender as its authorised partner, the same way it pays its own sales staff. The lender's processing fee, if any, is disclosed before you sign.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.