Personal loan · Noida
Loan Lene Ka Sahi Tarika
Personal loan in Noida, priced on your employer and salary
If you work at one of Noida's IT or corporate offices, your employer's name does a lot of the talking on a personal loan. We compare 25+ private banks and NBFCs to see who rates your company well.
◆ ProperPaisa promise ◆
₹0 fee · Digital, doorstep if needed
Just your name and number. Your advisor calls you back on working days.
Personal loan at a glance
- Starting rate9.75%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 lakh
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Noida
Employees of large IT and tech companies
Lenders often put big listed firms in their top category. That can mean a better offer on the same salary.
Staff at newer or smaller companies
Startups and small firms may sit lower on a lender's list. A few NBFCs read them better, and your advisor knows which.
Shift workers in BPO and support roles
Night shifts make branch visits hard. Documents go over WhatsApp, and a meeting near your office, if you want one, fits your roster.
Good to know in Noida
- Banks usually want a net salary of ₹25,000 or more and NBFCs from ₹15,000, with a CIBIL score of 700+.
- Have PAN, Aadhaar, three recent salary slips and six months of bank statements to hand. A company ID card helps with verification.
- If you've switched jobs recently, some lenders want 6 months with the new employer while others count your total experience. We find the ones that fit.
- If you already carry a card balance or another loan in Noida, lenders count those EMIs, so consolidating may make more sense than a fresh loan on top.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Noida
Everything for Noida runs on call and WhatsApp: your advisor shares the offers, you send documents online and the lender is followed up until disbursal. Our executive can visit your home or office if you'd like to meet. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Personal loan in Noida: questions
I work in Noida but live in East Delhi. Does that matter?
No. Lenders care about your salary account and address proof, not which side of the border you live on. Documents can be shared online from either place.
Can I prepay a personal loan from my annual bonus?
Usually, after a minimum period set by the lender, sometimes with a foreclosure charge. Your advisor shows each lender's prepayment terms before you choose.
Will several lenders checking my credit hurt my score?
Each formal application adds an enquiry. We shortlist first and send your file only where it fits, so you don't collect enquiries for nothing.
Do I owe ProperPaisa anything for a personal loan?
Nothing. We're paid by the lender. Its processing fee is shown in the offer, and the decision is yours.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.