Business loan · Noida
Loan Lene Ka Sahi Tarika
Business loan in Noida, for units and firms with filed returns
Noida's businesses range from garment exporters in Phase 2 to software and staffing firms in Sectors 62 and 63. If yours has two years of returns, an unsecured business loan can fund growth without pledging your plot.
◆ ProperPaisa promise ◆
₹0 fee · Digital, doorstep if needed
Just your name and number. Your advisor calls you back on working days.
Business loan in Noida, in 21 seconds
- With two years of returns, a business loan can work without mortgaging your plot.
- ProperPaisa compares 25+ lenders on your GST and ITR, at ₹0 fee to you.
- The lender takes the final decision on amount and rate.
What the video says
Noida Phase 2 mein export unit, ya Sector 63 mein IT firm? Do saal ke returns hain, toh plot mortgage kiye bina business loan ho sakta hai. ProperPaisa aapke GST aur ITR dekh kar 25+ lenders compare karta hai, aapse koi fee nahi. Google pe search kariye, ProperPaisa Gurugram.
AI-generated video. ProperPaisa is a bank-authorised loan partner (DSA), not a lender. Approval, rate and fees are decided by the lender. T&C apply.
Business loan at a glance
- Starting rate10.60%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Noida
Apparel and handicraft exporters
A large order often needs extra machines, cutting tables or staff before the buyer pays. A term loan covers that one-time spend in fixed EMIs.
IT, staffing and services firms
Firms that run from rented offices have no property to offer. Lenders look at contracts, GST returns and the current account instead.
Retailers in Sector 18 and the society markets
A shop fit-out or a second outlet is a fixed cost. A business loan spreads it over a few years while your stock money stays free.
Good to know in Noida
- Lenders look for a business at least 2 years old with ₹30 lakh+ turnover, a CIBIL score of 700 or more and a year of bank statements.
- Exporters should keep shipping bills and foreign inward remittance records handy. They back up the turnover your GST returns show.
- Services firms with a few big clients get asked about client concentration. Work orders from more than one client make the file stronger.
- Your advisor takes the file on WhatsApp, keeps you posted on call and follows up with the lender until disbursal; a visit to your unit or office is there if you ask.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Noida
Everything for Noida runs on call and WhatsApp: your advisor shares the offers, you send documents online and the lender is followed up until disbursal. Our executive can visit your home or office if you'd like to meet. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Business loan in Noida: questions
My Noida firm is a private limited company. Who signs the loan?
The company borrows, and lenders usually want the directors as co-applicants or guarantors. Each director's credit record is checked along with the company's financials.
Are GST filings from my Phase 3 unit enough without audited accounts?
Usually not on their own. Lenders want ITR with computation, and audited statements once your turnover crosses the tax audit limit. GST returns support those figures.
Should I take an unsecured loan or borrow against my leasehold plot?
If you own a Noida plot or flat with clean papers, a secured loan tends to cost less and run longer. The unsecured route needs less paperwork when the property papers aren't ready.
What's ProperPaisa's fee for a business loan?
There isn't one for you. The lender pays us as its authorised partner, and its processing fee is listed in the offer.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.