OD / CC limit · Jhajjar
Loan Lene Ka Sahi Tarika
OD limit in Jhajjar, for cash that moves with the seasons
If your Jhajjar business earns most of the year's money in a few busy months, an OD limit sits ready for those months and charges no interest while it's unused.
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OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Jhajjar
Agri-input dealers
Seed, fertiliser and pesticide stock has to be bought before sowing, and farmers often pay after the crop is sold. The limit carries you through that gap.
Wholesalers supplying village shops
If you supply retailers in Badli, Beri and the villages around, you're usually carrying their credit. A CC limit funds that stock instead of your savings.
Job-workers for Bahadurgarh factories
Units doing job work for larger factories get paid weeks after delivery. Drawing on a limit lets you buy material for the next batch without waiting.
Good to know in Jhajjar
- The limit is sized on your turnover and how your current account runs, so routing sales through the bank, not a cash drawer, matters a lot here.
- Eligibility is the same as for a business loan: 2+ years in business and ₹30 lakh or more in yearly turnover.
- Limits are usually renewed every 12 months. If your peak is the rabi or kharif buying season, time the renewal a month or two before it.
- Documents are picked up from your shop in Jhajjar by an advisor from our Omaxe City branch, so the counter doesn't close for a bank trip.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Omaxe City office
Jhajjar town is about 30 km from Bahadurgarh. Our Omaxe City branch sits on Jhajjar Road in Bahadurgarh, so it is the closest ProperPaisa office for most of the district; Badli is about 20 km from Bahadurgarh.
ProperPaisa — Bahadurgarh — Omaxe City
Shop No 12, Galleria Market, Omaxe City, Jhajjar Rd, Sector 14, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
91380 17559Directions in Google Maps →OD / CC limit in Jhajjar: questions
Can a Jhajjar business with mostly cash sales get a CC limit?
It's harder. Lenders size the limit on what they can see in your bank account and GST returns, so start depositing sales regularly; even a few months of clean banking helps the next application.
Can I offer my house in the village as security for a bigger limit?
Some lenders will, if the papers are in order, though fewer accept village property than town property. A shop or house in Jhajjar town with a clear title chain is usually easier.
We already have a CC limit with a bank in town. Can we move it?
After 12 months of regular use you can ask other lenders to take it over, sometimes with a bigger limit. Your advisor compares the offers before you shift anything.
Does an unused limit cost me anything?
No interest is charged on the part you haven't drawn. The lender may still charge a processing or renewal fee, and ProperPaisa itself charges you nothing.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.