Business loan · Jhajjar
Loan Lene Ka Sahi Tarika
Business loan in Jhajjar for traders and small manufacturers
Run a shop in Jhajjar town or a small unit near Badli, and you may assume lenders only want Gurugram files. Mostly they read your ITR, GST returns and banking, wherever the business sits.
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₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Business loan at a glance
- Starting rate10.60%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Jhajjar
Shopkeepers in the district town
Kirana, hardware, cloth and building-material shops with 2+ years of filed ITR can borrow against their turnover, without putting the house up as security.
Suppliers to bigger industry
Small units making parts or packaging for factories in Bahadurgarh or Reliance MET City often need a new machine before the next order cycle starts.
Family businesses in Badli and Beri
Seed, fertiliser, tractor-parts or dairy businesses run by farming families are assessed like any other, as long as the turnover shows up in returns and the bank account.
Good to know in Jhajjar
- Lenders want the business to be at least 2 years old with turnover of ₹30 lakh or more, plus a CIBIL score of 700 or above.
- Cash sales that never reach the bank don't count for much. Twelve months of statements that match your GST returns make the strongest file.
- If you also own a house or shop with clear papers, ask about a loan against property. A secured loan usually costs less and runs longer.
- We serve Jhajjar from our Omaxe City branch on Jhajjar Road in Bahadurgarh, about 30 km away, and your advisor picks up the documents from your shop.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Omaxe City office
Jhajjar town is about 30 km from Bahadurgarh. Our Omaxe City branch sits on Jhajjar Road in Bahadurgarh, so it is the closest ProperPaisa office for most of the district; Badli is about 20 km from Bahadurgarh.
ProperPaisa — Bahadurgarh — Omaxe City
Shop No 12, Galleria Market, Omaxe City, Jhajjar Rd, Sector 14, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
91380 17559Directions in Google Maps →Business loan in Jhajjar: questions
My shop is in Beri. Will lenders still look at my file?
Lenders set the areas they cover by pin code, and your advisor checks which ones cover yours before anything is sent. After that, the decision rests on your business numbers.
I sell to farmers and most of my income is seasonal. Is that a problem?
Not by itself. Lenders look at the whole year in your bank statements, so a strong harvest season can balance slow months. If the gap repeats every year, an OD limit may fit better than a term loan.
What papers will you need from my Jhajjar business?
PAN, Aadhaar, 2 years' ITR with computation, 12 months' bank statements, GST returns and a business proof such as GST or Udyam registration. The advisor collects all of it in one visit.
What's your fee for arranging it?
There isn't one. The lender pays ProperPaisa as its authorised partner, and any processing fee is the lender's own, shown to you before you sign.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.