Personal loan · Gurugram
Loan Lene Ka Sahi Tarika
Personal loan in Gurugram, priced on where you work
Two people on the same salary in Gurugram can get different personal loan offers, because lenders rate employers differently. We compare private banks and NBFCs on your company, salary and CIBIL score.
◆ ProperPaisa promise ◆
₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Personal loan at a glance
- Starting rate9.75%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 lakh
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Gurugram
Corporate staff across Gurugram
Lenders sort employers into categories. Your advisor knows which lenders rate your company well and starts there.
Staff at Manesar plants and suppliers
Salaried engineers, supervisors and office staff at the large manufacturers in IMT Manesar and the units that supply them.
Anyone carrying card balances
If two cards are on revolving credit, one personal loan with a fixed EMI can cost less each month.
Good to know in Gurugram
- Banks generally look for a salary of ₹25,000 a month or more, NBFCs from ₹15,000. A CIBIL score of 700+ opens most doors.
- Recently switched jobs? Some lenders want a few months in the current role, others are fine with less. We send your file where your history fits.
- Your advisor picks up PAN, Aadhaar, 3 salary slips and 6 months' bank statement from your office or home in Gurugram, so there's no branch visit.
- If you already have a personal loan, a top-up or balance transfer might cost less than taking a second, separate one.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Our Gurugram office
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Personal loan in Gurugram: questions
I work in Udyog Vihar but live on the Dwarka Expressway. Where do you collect documents?
Wherever suits you, home or office. The lender may still call or visit your workplace to verify employment.
Does a plant job in Manesar count with lenders?
Yes, if the salary is credited to your bank account and you meet the income and CIBIL rules. Lenders look at the employer and the pay, not the kind of role.
Should I take the offer my salary bank sent me?
Seedhi baat: compare it first. Your advisor puts it next to offers from other lenders so you can see the EMI and fees side by side.
What does ProperPaisa charge salaried borrowers?
Nothing, and your loan amount isn't reduced for us either. The lender pays us as its authorised partner, and its processing fee is disclosed before you accept.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.