Business loan · Gurugram
Loan Lene Ka Sahi Tarika
Business loan in Gurugram, for suppliers and growing firms
Supplying a big manufacturer in Manesar is steady work, but payments follow the buyer's cycle. We compare unsecured business loans for Gurugram firms that need a lump sum for machines, tooling or a new contract.
◆ ProperPaisa promise ◆
₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Business loan at a glance
- Starting rate10.60%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Gurugram
Suppliers in IMT Manesar
Component, tooling and packaging units serving the large auto makers. A term loan pays for new machines when a fresh order needs them.
Manufacturers and traders in Udyog Vihar
Small units and trading firms that need funds for a second floor, more staff or a large purchase order.
Offices in the newer commercial sectors
Gurugram service firms, clinics and agencies on Sohna Road or in Dwarka Expressway sectors 105–114, with 2+ years of filed returns, looking to fit out or expand.
Good to know in Gurugram
- Lenders look for 2+ years in business, turnover of ₹30 lakh+, ITR, GST returns, 12 months of bank statements and a CIBIL score of 700+.
- If one large buyer makes up most of your sales, say so upfront. Some lenders are comfortable with that, some aren't, and it shapes the shortlist.
- Purchase orders and a buyer's payment record can support your case, but the amount still comes from your ITR and how your account is run.
- Your advisor can come to the unit in Manesar or Udyog Vihar to collect papers, or you can sit down with us at our Tikri, Sector 48 office off Sohna Road.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Our Gurugram office
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Business loan in Gurugram: questions
We supply a large OEM in Manesar. Does that help?
It helps the lender trust your cash flow, especially with regular GST filings behind it. The final amount still depends on your own returns and account conduct.
Our office is registered in Gurugram but the plant is in Manesar. Is that a problem?
No. Lenders look at the business as a whole and verify both addresses, so keep the GST registration and rent or ownership papers for each one ready.
Term loan or OD for a Udyog Vihar unit?
A term loan suits one big spend like a machine. If cash goes out and comes back every month, an OD limit often costs less. We price both side by side for you.
Who pays ProperPaisa?
The lender does, as its authorised partner. Your business pays us nothing, and the lender's processing fee is shown before you decide.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.