OD / CC limit · Greater Noida
Loan Lene Ka Sahi Tarika
OD limit in Greater Noida, to carry the gap until buyers pay
A Greater Noida vendor often pays for steel, plastic granules or packaging today and waits two or three months for the plant to pay. An OD or CC limit bridges that gap and costs nothing on days it isn't used.
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₹0 fee · Digital, doorstep if needed
Just your name and number. Your advisor calls you back on working days.
OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Greater Noida
Component suppliers to Ecotech plants
Production schedules from big buyers swing month to month. Draw more when volumes rise and let the limit sit when they don't.
Packaging and printing units
Board, ink and film are cheaper bought in bulk. The limit funds the bulk buy and is paid down as invoices clear.
Building-material dealers
New construction across Greater Noida keeps cement, steel and tiles moving on credit. A limit keeps your supplier paid while site payments trickle in.
Good to know in Greater Noida
- A CC limit is usually secured on stock and receivables, with monthly stock statements. Keep your books and the statement figures consistent.
- Lenders want 2+ years of history, turnover of ₹30 lakh or more and GST returns that match your banking.
- For a limit backed by a GNIDA industrial plot, the lender will want the lease deed and the authority's permission to mortgage. Ask for that early, as it can take a while.
- Every limit is reviewed once a year. Your advisor reminds you before renewal so a cut in the limit doesn't catch you mid-order.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
How we serve Greater Noida
Greater Noida loans run on phone and WhatsApp, with GNIDA papers checked online and the lender followed up until disbursal. Our executive visits your home, college or unit if you'd like, and our Gurugram branch on Sohna Road is open to you as well. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →OD / CC limit in Greater Noida: questions
Can my limit grow if a big buyer raises orders?
Yes, at renewal or through an enhancement request, if your turnover and banking support it. Lenders want to see the higher volume in your account first.
Can my house in an Alpha sector secure a limit for my Ecotech business?
Yes. Lenders often secure a business limit on the owner's home. The GNIDA lease on the house needs to be clear and in the owner's name.
What happens if I don't touch the limit for a few months?
No interest builds up on an unused limit. The lender may still charge its yearly renewal fee, so ask about that before you sign.
Is arranging the limit free?
Yes, for you. The lender pays ProperPaisa. Its processing and renewal fees are shown before you accept.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.