Home loan · Greater Noida
Loan Lene Ka Sahi Tarika
Home loan in Greater Noida, for a society flat or a GNIDA plot
Greater Noida buyers usually choose between a flat in a society and a house on a GNIDA plot. Lenders read the two very differently, so we match you to the ones that fund your kind of property.
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₹0 fee · Digital, doorstep if needed
Just your name and number. Your advisor calls you back on working days.
Home loan at a glance
- Starting rate7.20%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 crore
- TenureUp to 30 yrs
- Our fee₹0Plus processing fee refund up to ₹10,840 from ₹50 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Greater Noida
Buyers in new societies
Under-construction flats need UP RERA registration and the lender's project approval. The loan is paid out to the builder in stages.
Families building on an allotted plot
If you hold a GNIDA residential plot, a construction loan funds the house against the approved plan, released as each stage is done.
Buyers of authority flats on resale
Older GNIDA-built flats change hands often. Lenders usually want the lease transfer approved by the authority and in your name before they pay.
Good to know in Greater Noida
- RBI caps loan-to-value at 90% for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% beyond, so plan your own contribution with that in mind.
- Before booking, ask whether the builder has cleared its dues to GNIDA. Unpaid dues have held up flat registries in parts of Greater Noida.
- A CIBIL score of 680+ works with most lenders. Self-employed buyers need 2 years of ITR with computation.
- Documents can be shared on WhatsApp from home or work in Greater Noida, so you don't lose a day off.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
How we serve Greater Noida
Greater Noida loans run on phone and WhatsApp, with GNIDA papers checked online and the lender followed up until disbursal. Our executive visits your home, college or unit if you'd like, and our Gurugram branch on Sohna Road is open to you as well. Your advisor shares offers and deal details on call and WhatsApp, you send documents online, and we follow up with the lender until disbursal. Want to meet in person? Our executive visits your home, shop or office.
ProperPaisa — Gurugram — Tikri
Shop No 12 Titri, near by Sbi Atm, Tikri, Sector 48, Gurugram, Haryana 122018
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
90344 40129Directions in Google Maps →Home loan in Greater Noida: questions
Can I get a home loan for a plot I've been allotted in a GNIDA scheme?
Some lenders fund the plot purchase if you'll build within a set time, then a construction loan for the house. Terms vary, so your advisor checks which lenders do both.
Does a flat along the Yamuna Expressway count as Greater Noida?
Projects along the Yamuna Expressway usually fall under YEIDA, a separate authority with its own lease papers. Lenders assess them on their own terms, and your advisor checks the project like any other.
Can I shift my current home loan to a lender with better terms?
Yes, after 3 EMIs, through a balance transfer. Floating-rate loans for individuals carry no prepayment penalty under RBI rules, so the main costs are the new lender's own fees.
Does it cost me anything to use ProperPaisa?
No. The lender pays us as its authorised partner, so the service is ₹0 for you. The lender's own fees are shown before you sign.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.