Personal loan · Delhi
Loan Lene Ka Sahi Tarika
Personal loan in West Delhi, on your salary and your CIBIL
Some of you commute into central Delhi, some work in a factory office in Narela. Either way, lenders look at your salary, your employer and your CIBIL, and we compare 25+ private banks and NBFCs on those.
◆ ProperPaisa promise ◆
₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Personal loan at a glance
- Starting rate9.75%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 lakh
- TenureUp to 7 yrs
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Delhi
Commuters on the Green Line
Long days leave no time for branch visits. Your advisor picks up the documents at home, at a time that suits you.
Staff at Bawana and Narela units
If your salary reaches your bank account with proper slips, NBFCs start from ₹15,000 a month and banks from ₹25,000.
Families with a wedding or fee payment ahead
A personal loan needs no collateral and has a fixed EMI, which suits a one-time cost you'll repay over a few years.
Good to know in Delhi
- Bring PAN, Aadhaar, 3 salary slips and 6 months' bank statement. That's the base file for most lenders.
- Seedhi baat: a CIBIL score of 700+ opens most doors. Below that, fewer lenders fit, and your advisor will say so plainly.
- Salary paid in cash is hard to lend against. If part of your pay comes in cash, ask your employer about bank credit for a few months before applying.
- We're based just past Tikri Border in Bahadurgarh, with no office in Delhi, and come to you anywhere in West and North-West Delhi.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Rohtak Road office
We serve Delhi from our head office on Rohtak–Delhi Road in Bahadurgarh. Mundka is about 10 km away and central Delhi around 30 km; the Green Line metro runs from Mundka to Bahadurgarh if you want to visit.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →Personal loan in Delhi: questions
Does it matter where in Delhi my employer is?
The location matters less than the employer itself. Lenders group companies into categories, and a large or government employer usually prices better than a small firm.
I live in Delhi but work in Bahadurgarh. Can I still apply?
Yes. Lenders check both your home and office addresses, and both sit inside our doorstep zone. Your advisor picks lenders that cover each.
Should I use a personal loan for the advance on a builder floor?
You can, but think twice. It costs more than a home loan, and some home loan lenders look closely at fresh unsecured debt when they check your EMIs.
Is the service free for a salaried applicant?
Yes, ₹0 from you. Lenders pay ProperPaisa as their partner. Any processing fee is the lender's and is shown with each offer.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.