Loan against property · Delhi
Loan Lene Ka Sahi Tarika
Loan against property in West Delhi starts with your papers
In Delhi, two houses on the same lane can get very different answers from lenders. A DDA flat, a freehold builder floor and a Lal Dora house are each judged on their own papers.
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Loan against property at a glance
- Starting rate8.15%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 15 yrs
- Our fee₹0Paid by the bank
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Delhi
Owners of freehold builder floors
A registered sale deed and a clean chain of earlier deeds go a long way. Lenders usually lend 50–70% of market value.
Families in DDA flats
Converted to freehold or still leasehold, a DDA flat is a property lenders know well. Only the paperwork list changes.
Factory owners in Bawana and Narela
An industrial unit can raise a larger sum than an unsecured loan, once the authority's mortgage permission is in place.
Good to know in Delhi
- Lal Dora properties are a lender-by-lender call. A few accept some of them with the right records and many don't, so your advisor checks before any enquiry goes out.
- In colonies at different stages of regularisation, the colony's status decides which lenders will even value the property.
- Properties held only on a Power of Attorney don't qualify. Lenders want a registered title in your name or a co-applicant's.
- The lender's valuer and lawyer visit the property. We set up the visit with you and collect the chain documents from your home in Delhi, so there's no trip to Bahadurgarh unless you want one.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Rohtak Road office
We serve Delhi from our head office on Rohtak–Delhi Road in Bahadurgarh. Mundka is about 10 km away and central Delhi around 30 km; the Green Line metro runs from Mundka to Bahadurgarh if you want to visit.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →Loan against property in Delhi: questions
My builder floor has a sale deed, but older chain papers are missing. Can I still apply?
Possibly. Lenders want to see how ownership passed down, so a missing link usually needs a certified copy from the sub-registrar's records. Show your advisor what you have and you'll know what's short.
Can I raise money against a shop in a West Delhi market?
Yes, commercial property qualifies. Lenders look at the title, the building's approvals and your income, then fix the amount within their own policy.
Is the amount lower for a Lal Dora house than for a DDA flat?
It can be, and fewer lenders will consider it at all. The value a lender puts on it, and the share it lends, is the lender's own call after the legal check.
Does ProperPaisa take a cut of the loan?
No. You pay us nothing and nothing is deducted for us; the lender pays us. Valuation, legal and processing charges are the lender's, shown upfront.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.