OD / CC limit · Dwarka
Loan Lene Ka Sahi Tarika
OD limit in Dwarka for firms waiting on their invoices
If your Dwarka firm bills companies and waits weeks to be paid, salaries and rent still go out on time. A business OD limit covers that stretch, and you pay interest only on what's drawn.
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₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Dwarka
Firms that bill companies
Staffing, logistics or event businesses with corporate clients can bridge long payment cycles without a fresh loan every quarter.
Distributors and stockists
Bulk buying on good terms needs cash upfront. A limit lets you take the deal and repay as retailers pay you.
Owners ready to shift an existing limit
After 12 months of regular use a CC limit can move to another lender, sometimes at a bigger size if turnover has grown.
Good to know in Dwarka
- The limit is sized on turnover, GST returns and how the current account is run. Regular credits and few bounces count in your favour.
- Lenders generally need 2+ years in business and ₹30 lakh or more in annual turnover.
- Securing the limit on your society or DDA flat can raise its size, provided the title and society papers are in order.
- Renewal comes round about every 12 months. Your advisor from Bahadurgarh, or from the Gurugram branch if that's nearer your business, keeps track of it.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Rohtak Road office
Dwarka is about 25–30 km from our Bahadurgarh head office, well within our doorstep-service area. Our Gurugram branch on Sohna Road is also within reach.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →OD / CC limit in Dwarka: questions
I run my firm from home in Dwarka. Can I still get an OD limit?
Yes, if the business is registered under GST or Udyam and has the returns and banking lenders ask for. Some lenders want a separate business address, so your advisor checks first.
Can a society flat in Dwarka secure my firm's limit?
Many lenders accept it with the share certificate, allotment papers and the society's NOC. The flat's owner joins the facility.
Is an OD better than a top-up on my Dwarka home loan for business needs?
They do different jobs. A top-up is a fixed loan for a planned spend; an OD moves with day-to-day cash. Some owners use both.
Does setting up the limit cost me anything with ProperPaisa?
Not a rupee from our side, as the lender pays us. Its processing and renewal fees are its own, listed in the sanction.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.