Home loan · Dwarka
Loan Lene Ka Sahi Tarika
Home loan in Dwarka, for transfers, top-ups and the next flat
If you took your Dwarka home loan years ago and haven't looked at it since, check what other lenders would offer on what you still owe before adding a top-up or buying on the Expressway.
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₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Home loan at a glance
- Starting rate7.20%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 crore
- TenureUp to 30 yrs
- Our fee₹0Plus processing fee refund up to ₹10,840 from ₹50 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Dwarka
Owners on an old, pricier loan
After 3 EMIs you can usually move the balance to another lender. Over a long remaining tenure, even a modest rate gap adds up.
Families upgrading on the Dwarka Expressway
Projects on the Gurugram side should be HRERA-registered, so check that before booking. Lenders also look at the builder's approvals.
Buyers of resale society flats
A resale flat in a Dwarka cooperative society needs the share transfer and society NOC in place before the lender pays out.
Good to know in Dwarka
- Under RBI loan-to-value rules, lenders can fund up to 90% for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% above that, on their own valuation.
- Floating-rate home loans for individuals carry no prepayment or foreclosure charges under RBI rules, so leaving the old lender costs no penalty. The new lender's fees still apply.
- A CIBIL score of 680+ works with most lenders, and a top-up also depends on how you've repaid the existing loan.
- Both our Bahadurgarh head office and our Gurugram branch are within reach, and the advisor collects documents from your home.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Rohtak Road office
Dwarka is about 25–30 km from our Bahadurgarh head office, well within our doorstep-service area. Our Gurugram branch on Sohna Road is also within reach.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →Home loan in Dwarka: questions
I'm buying on the Dwarka Expressway while still paying for my Dwarka flat. Can I carry two home loans?
Yes, if your income can carry both EMIs. Lenders count the existing EMI against your eligibility for the new loan.
Is an under-construction Expressway project harder to finance?
Not if the project is HRERA-registered and approved by the lender. Money is then released in stages as construction moves ahead.
Will lenders fund an old DDA flat in Dwarka that's changed hands a few times?
Most will, with the allotment and possession papers, the conveyance deed or leasehold set, and every transfer document since. A gap in that chain is what slows a case down.
Do I pay ProperPaisa for a balance transfer?
No. Transfers are free from our side, just like new loans. The new lender's processing fee is disclosed before you go ahead.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.