Loan against property · Sonipat
Loan Lene Ka Sahi Tarika
Loan against property in Sonipat, on a house, shop or factory
If you own a factory shed in Kundli, a shop near the mandi or a house in one of Sonipat's sectors, it can back a larger loan than your turnover alone would. The papers decide who'll lend.
◆ ProperPaisa promise ◆
₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Loan against property at a glance
- Starting rate8.15%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹10 crore
- TenureUp to 15 yrs
- Our fee₹0Paid by the bank
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Sonipat
Factory owners expanding at Kundli or Rai
An owned industrial unit can fund a new line or a second shed, repaid over many years instead of a short unsecured tenure.
Mandi traders with a family house
A house with a clean title can raise working money for the business at a secured-loan rate rather than a costlier unsecured one.
Owners in the new sectors
A house you bought in one of the newer sectors, now paid off, can fund a child's studies abroad or a family wedding.
Good to know in Sonipat
- Expect an amount of roughly 50–70% of the lender's valuation, also capped by your income and current EMIs.
- If your industrial plot was allotted by HSIIDC, the lender will usually need the authority's permission to mortgage it, and that letter can take a while.
- For a house in a new sector, keep the allotment letter or sale deed, conveyance where it applies, the approved plan and the latest property tax receipt together.
- Your advisor comes from our Bahadurgarh head office, about 42 km away, and sets up the lender's valuation and legal check at your Sonipat property.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Rohtak Road office
Sonipat is about 42 km from our head office in Bahadurgarh, well inside our 60 km doorstep-service area. Kundli and Rai sit between Delhi and Sonipat city, inside the same area.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →Loan against property in Sonipat: questions
Can I take a LAP on a factory in Kundli that's on leasehold land?
Some lenders lend on leasehold industrial plots with the allotting authority's permission and enough lease period left. Your advisor checks the lease terms before approaching any lender.
Which is easier to mortgage, my Sonipat house or my shop near the mandi?
A house with a registered chain usually gets more lenders and a higher share of value. A shop works too, if the title is clean and in your name.
I live in Delhi but own a house in Sonipat. Can I mortgage it?
Yes. Lenders look at the property's title and location and at your income, wherever you live. Documents can be collected from your Delhi address if it falls within our service area.
Do you charge for the LAP paperwork?
We don't. ProperPaisa earns from the lender, not from you; the lender's processing, legal and valuation charges are listed with each offer.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.