OD / CC limit · Rohtak
Loan Lene Ka Sahi Tarika
Business OD limit in Rohtak, for the wait between bill and payment
A Rohtak supplier ships the goods, raises the bill and then waits. A business OD limit pays for the next lot of material during that wait, with interest only on what you draw.
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OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Rohtak
Component makers on credit terms
Big buyers often pay weeks after delivery. Draw on the limit to buy steel or castings for the next batch, then bring it down when the payment lands.
Wholesale traders in the city
Festive and wedding stock goes out to retailers on credit. A CC limit carries that credit so your own capital isn't locked up.
Businesses whose limit feels tight
If turnover has grown since your limit was set, another lender may size it higher. Your advisor checks this before renewal comes up.
Good to know in Rohtak
- Interest is worked out on the amount drawn for the days it stays out. An unused limit costs no interest, though the lender may charge a fee as per its policy.
- Lenders look at your turnover, GST filings and how the current account is run. Frequent overdrawn days or bounced cheques can bring the limit down.
- Limits run for about 12 months and are then reviewed. After 12 months of regular use, you can also ask other lenders to take the limit over.
- Our Bahadurgarh head office serves Rohtak, about 45 km along NH-9, and the advisor comes to your unit or shop for the paperwork.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Rohtak Road office
Rohtak is about 45 km from our head office on Rohtak–Delhi Road in Bahadurgarh. Same highway, NH-9, all the way.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →OD / CC limit in Rohtak: questions
Can an IMT Rohtak supplier offer the factory as security for a larger limit?
Many lenders will consider it. If the plot was allotted by HSIIDC, the authority's permission to mortgage is usually needed, so start that paperwork early.
Should a Rohtak trader take an OD or a term loan for Diwali stock?
If you'll sell the stock and repay within weeks, the OD usually costs less. A term loan charges interest on the full amount from day one.
My business is in Sampla. Is that covered?
Yes. Sampla sits on NH-9 between Bahadurgarh and Rohtak, well inside our doorstep area; your advisor still checks each lender's pin-code coverage first.
Do you take a cut from the limit?
No. Nothing is deducted by ProperPaisa, because the lender pays us separately as its partner. Any processing or renewal fee belongs to the lender and is disclosed first.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.