OD / CC limit · Rohini
Loan Lene Ka Sahi Tarika
OD / CC limit in Rohini, for units in Bawana and Narela
For a small factory in Bawana or Narela, cash goes out on raw material and wages long before buyers pay. Owners living in Rohini use a CC limit to bridge that gap without signing a new loan each cycle.
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OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Rohini
Job-work and manufacturing units
When a big order means buying material upfront, draw on the limit and repay as each invoice is cleared.
Distributors working from Rohini
Stock bought in bulk and sold on 30 to 60 days' credit fits a revolving limit far better than a fixed EMI.
Owners whose limit hasn't kept pace
If turnover has grown since your limit was set, another lender may size it on current figures. A move is possible after 12 months of regular use.
Good to know in Rohini
- For a CC limit many lenders ask for regular stock and debtor statements. The records your accountant already keeps are normally enough.
- If you want the limit secured on your industrial plot, DSIIDC permission to mortgage usually comes first. Offering your Rohini flat as security instead is something many lenders will consider.
- Lenders generally ask for 2+ years in business and yearly turnover of ₹30 lakh or more.
- Interest is charged only on the amount drawn, for the days it's out. A limit you don't touch costs no interest, though renewal fees can apply.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Rohtak Road office
Rohini is about 25 km from our head office on Rohtak–Delhi Road, well inside our doorstep-service area.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →OD / CC limit in Rohini: questions
Can my Rohini DDA flat secure my unit's CC limit?
Yes, many lenders accept residential property as collateral for a business limit, if the flat has a clear title, such as a conveyance deed, and the owner joins the facility.
Does the limit have to be with the bank where my unit banks today?
No. A new lender can sanction a limit and you route business through it. Most will want your main collections coming into that account.
Will the lender visit my Bawana unit or my Rohini home?
Usually the unit, since that's where the business runs, and some also verify the residence. Your advisor lines up both visits.
Is ProperPaisa paid by me for setting up the limit?
No. Your cost from us is zero; the lender pays us as its partner. Processing and renewal charges come from the lender and are in its sanction terms.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.