OD / CC limit · Nangloi
Loan Lene Ka Sahi Tarika
OD limit in Nangloi, for shops that restock all year
A Nangloi shop stocks up before the festive rush and collects the money over weeks. A business OD limit lets you draw for that stock and repay as sales come in, with interest only on the balance.
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OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Nangloi
Wholesalers supplying retailers on credit
Money sits with retailers for weeks. Draw on the limit to pay your own supplier on time and keep the early-payment discount.
Workshops buying parts in bulk
Buying spares in bulk saves money but ties up cash. A limit funds the bulk buy without a fixed EMI.
Shops heading into wedding and festive months
Draw more for those weeks, then let the balance fall back once the season ends.
Good to know in Nangloi
- Your limit is sized mainly on turnover and how your current account is run. Keep the account active, with sales deposited regularly.
- Lenders review the limit about every 12 months. Plan the renewal before the festive months so it doesn't land in your busiest weeks.
- Owning the shop helps. Some lenders offer a larger limit when the shop or your house is given as security.
- Your advisor comes from Bahadurgarh, under 20 km away, and collects GST returns, ITR and statements at your shop in Nangloi.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
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ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Rohtak Road office
Nangloi is under 20 km from our head office on Rohtak–Delhi Road, and on the same Green Line metro (Nangloi and Nangloi Railway Station) that runs to Bahadurgarh.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →OD / CC limit in Nangloi: questions
Can I get an OD limit if my Nangloi shop is only 2 years old?
It can: 2 years is the usual minimum, along with turnover of ₹30 lakh or more. A longer track record can support a bigger limit.
What happens if I don't touch the limit for a month?
No interest, since it's charged only on what you've drawn. The lender may still charge its yearly processing or renewal fee.
My current OD is with a bank branch far from Nangloi. Can I move it?
Usually, after 12 months of regular use. A new lender reviews your account history and can take over the limit; any higher sanction is its decision.
Do you charge traders for arranging an OD?
No. ProperPaisa is paid by the lender, the same way its own sales team is, so you pay us nothing. Lender fees are shown first.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.