Home loan · Najafgarh
Loan Lene Ka Sahi Tarika
Home loan in Najafgarh, to buy a floor or build on your plot
Building on a family plot or buying a floor in a growing colony is common in Najafgarh, and both need a lender that's comfortable with the land's papers.
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₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
Home loan at a glance
- Starting rate7.20%*p.a., for eligible profiles
- Loan amount₹5 lakh – ₹50 crore
- TenureUp to 30 yrs
- Our fee₹0Plus processing fee refund up to ₹10,840 from ₹50 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, amount, fees and approval are decided by the lender based on your profile.
Who it suits in Najafgarh
Building on a family plot
Construction loans are paid out in stages as the work goes up. The plot needs a clear title and, usually, an approved building plan.
Buying a floor in a newer colony
Before you pay the token, let us check whether lenders fund that colony. Finding out after the deal is signed is expensive.
Salaried buyers working in Delhi or Gurugram
Steady salary slips and a CIBIL score of 680+ give you a wide choice across government banks, private banks and housing finance companies.
Good to know in Najafgarh
- Under RBI rules a lender can fund up to 90% of the property value for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% above. It can be less if the lender's valuation comes in under your price.
- The loan is worked out on the value in the registered deed and the lender's valuation, not the price agreed verbally. Plan your own contribution with that in mind.
- Floating-rate home loans for individuals carry no prepayment charge under RBI rules, so you can pay down early whenever you have spare savings.
- Your advisor drives over from our Bahadurgarh office to pick up documents in Najafgarh. Visiting us is optional.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
State Bank of IndiaGovt bank
Bank of BarodaGovt bank
Punjab National BankGovt bank
Canara BankGovt bank
Union Bank of IndiaGovt bank
Bank of IndiaGovt bank
Indian BankGovt bank
Central Bank of IndiaGovt bank
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
Check your EMI
Move the sliders to see your monthly EMI. Your advisor brings actual quotes from matched lenders.
Served from our Bahadurgarh — Rohtak Road office
Najafgarh is a short drive from Bahadurgarh along Najafgarh Road, well within our 60 km doorstep-service area. You are welcome to visit our head office on Rohtak–Delhi Road.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →Home loan in Najafgarh: questions
Can I get a home loan to add a floor to my existing house?
Yes, lenders treat it as a construction or extension loan. They look at the existing title and the plan for the new floor, and release money as the work progresses.
The plot is in my father's name. Can I still take the loan?
He'll usually need to be a co-owner or co-applicant. The lender takes the property as security, so its owner has to be part of the loan.
Is a builder floor in Najafgarh easier to finance than a house?
It depends more on the colony and the chain of sale deeds than on the type of building. A floor with a registered, unbroken chain in an approved area is straightforward with most lenders.
Do you charge for comparing lenders?
There's no fee from you at any stage. The lender pays ProperPaisa for the business, and its own fees are listed upfront.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.