OD / CC limit · Mundka
Loan Lene Ka Sahi Tarika
OD limit in Mundka, sized to your order cycle
A Mundka factory buys material weeks before the buyer pays. A CC limit fills that wait without a fresh loan every time, and you pay interest only for the days the money is out.
◆ ProperPaisa promise ◆
₹0 fee · Doorstep documents
Just your name and number. Your advisor calls you back on working days.
OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Mundka
Job-work units with large buyers
When payment terms stretch, draw on the limit to keep the line running, then square it off when the payment clears.
Warehouse and logistics operators
Fuel, labour and rent go out every month while clients pay later. A limit helps keep salaries on time.
Units outgrowing a small limit
If your turnover in Mundka has grown since the limit was first set, renewal time is when to ask other lenders for a bigger one.
Good to know in Mundka
- Lenders want the business running for 2+ years with turnover of ₹30 lakh or more, plus GST returns that match the bank credits.
- Route sales through the account that holds the limit. Renewals are sized on the money that actually passes through it.
- A unit you own in Mundka can be offered as security for a larger limit, subject to clear title and the lender's legal check.
- Ek application, kai offers: your advisor collects one set of papers at the factory and shares it only with lenders that fit.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Served from our Bahadurgarh — Rohtak Road office
Our head office on Rohtak–Delhi Road in Bahadurgarh is about 10 km from Mundka, straight down the same road. On the Green Line, Mundka to Bahadurgarh is a direct ride.
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →OD / CC limit in Mundka: questions
Does a Mundka warehouse business qualify for a CC limit, or only an OD?
Either can work. CC limits are usually tied to stock and receivables, while an OD may rest on property or the firm's financials. Your advisor shows which lenders offer what for your setup.
Is the limit renewed automatically each year?
No. The lender reviews your account and financials, usually every 12 months, and then renews, changes or reduces the limit.
Can I keep my current bank and take the limit elsewhere?
Yes, but the lender giving the limit will want your main business flows routed through it. Decide which account your Mundka buyers should pay into.
Is there any charge from ProperPaisa?
None from our side, because the lender pays us. Its processing, renewal or stock-audit charges, where they apply, are listed before you accept.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.