OD / CC limit · Bahadurgarh
Loan Lene Ka Sahi Tarika
OD limit in Bahadurgarh, for units that run on orders
Footwear orders don't pay on a fixed date, so a term loan often sits idle. An OD limit lets your Bahadurgarh unit draw cash when an order lands and pay it back when the buyer pays.
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OD / CC limit at a glance
- Starting rate11.50%*p.a., on the amount you use
- InterestOn usageOnly for the days you use it
- LimitTurnover-basedSized on turnover and banking
- Our fee₹0Plus processing fee refund up to ₹7,670 from ₹10 lakh*
*Starting rate as of October 2026 for eligible profiles; rates change from time to time. Final rate, limit, fees and approval are decided by the lender based on your profile.
Who it suits in Bahadurgarh
Footwear units with seasonal orders
Wedding-season and festive orders need raw material upfront. Draw on the limit for those weeks, then bring it back down.
Traders on Main Bazar
Stock goes out on credit and money comes back later. The limit covers the gap without a fresh loan each time.
Units already on a CC limit
If your current limit hasn't grown with your turnover, we check whether another lender will size it higher. A limit can usually be moved after 12 months of regular use.
Good to know in Bahadurgarh
- Lenders size the limit on your turnover, GST returns and how your current account is run, so clean banking over the last 12 months helps more than anything.
- Most lenders want the business to be at least 2 years old with turnover of ₹30 lakh or more.
- A limit is usually reviewed every 12 months. Plan the renewal before Bahadurgarh's wedding and festive rush, not in the middle of it.
- Your advisor collects GST returns, ITR and bank statements from your unit in Bahadurgarh, so you don't lose a working day at a branch.
Lenders we compare
One application, compared across the lenders that fit your profile. Your loan agreement is always with the lender.
You share your details once — ₹0 fee
ProperPaisa (bank-authorized DSA) takes your file to the right lenders
Bank / NBFC sanctions the loan — your agreement is with them
Personal and business loans come from private banks and NBFCs only — not government banks.
HDFC BankPrivate bank
ICICI BankPrivate bank
Axis BankPrivate bank
Kotak Mahindra BankPrivate bank
IndusInd BankPrivate bank
Yes BankPrivate bank
IDFC FIRST BankPrivate bank
IDBI BankPrivate bank
Federal BankPrivate bank
RBL BankPrivate bank
Bandhan BankPrivate bank
AU Small Finance BankPrivate bank
Ujjivan Small Finance BankPrivate bank
Shivalik Small Finance BankPrivate bank
Standard CharteredPrivate bank
Deutsche BankPrivate bank
Bajaj FinanceNBFC
Tata CapitalNBFC
Aditya Birla CapitalNBFC
Poonawalla FincorpNBFC
L&T FinanceNBFC
IIFL FinanceNBFC
Cholamandalam FinanceNBFC
HDB Financial ServicesNBFC
Logos are trademarks of their owners and identify lenders we work with, directly or through our channel partner; they do not imply endorsement.
How an OD limit works
The lender sanctions a limit. You draw from it when you need cash, repay when payments come in, and draw again. Interest runs only on the amount you have drawn, for the days you use it — so an unused limit costs no interest. Limits are usually reviewed and renewed every 12 months.
Our Bahadurgarh offices
ProperPaisa — Bahadurgarh — Rohtak Road
Metro Pillar No. P-814, Shyamji Complex, L-2 Ground Floor, Rohtak-Delhi Rd, near HDFC Bank, Ram Nagar, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
99962 49019Directions in Google Maps →ProperPaisa — Bahadurgarh — Omaxe City
Shop No 12, Galleria Market, Omaxe City, Jhajjar Rd, Sector 14, Bahadurgarh, Haryana 124507
Mon–Sat, 9:30 AM – 6:30 PM · Sunday closed
91380 17559Directions in Google Maps →OD / CC limit in Bahadurgarh: questions
Can a footwear unit in MIE or the Footwear Park get an OD limit?
Yes, with 2+ years of history and filed returns. Lenders look at turnover and account conduct; some also take the unit as security for a bigger limit.
Is it better than a business loan for raw material?
Usually, if the need comes and goes. You pay interest only on what's drawn, for the days it's out. For a one-time spend like machinery, a term loan can fit better.
Do I have to keep the limit fully used?
No. An unused limit costs no interest, though the lender may charge a processing or renewal fee as per its policy.
What does ProperPaisa charge for setting up a limit?
Nothing. The lender pays us as its authorised partner. Any processing or renewal fee is the lender's own and is shown before you choose.
ProperPaisa is not a lender. We are an authorised DSA (Direct Selling Agent) of our partner banks and NBFCs, directly or through our channel partner. Loans are sanctioned solely by the lender; rates, fees and approval depend on your profile and lender policy. ProperPaisa's service is ₹0 for customers. Coin and fee-refund benefits apply to qualifying disbursals only; T&C apply. Tanishq is a trademark of Titan Company Ltd. and Kalyan Jewellers of Kalyan Jewellers India Ltd.; coins are bought at retail and ProperPaisa is not affiliated with either.